Ways to Help
Business Owners Package
Workers Compensation Insurance
Business Owners Package
A comprehensive Businessowners Policy (BOP) that combines property and general liability coverage into a single policy. This can be a more cost-effective option compared to purchasing separate policies. Additionally, we offer add-on coverages such as liquor liability, restaurant enhancement endorsement, and equipment breakdown coverage, among others.
Professional Liability
Workers Compensation Insurance
Business Owners Package
Miscellaneous Professional Liability (MPL) insurance (also known as Errors & Omissions or E&O insurance) helps protect your small business from failure to uphold contractual promises in mostly service-based professions.
What does this actually mean for a small business like yours?
Professional Liability insurance pays for financial or econo
Miscellaneous Professional Liability (MPL) insurance (also known as Errors & Omissions or E&O insurance) helps protect your small business from failure to uphold contractual promises in mostly service-based professions.
What does this actually mean for a small business like yours?
Professional Liability insurance pays for financial or economic damages to your customers or clients as a result of:
- Negligence,
- Malpractice,
- Errors,
- Misrepresentation,
- Incomplete or inaccurate work, and
- Breaches of contract.
In the event you receive a lawsuit for damages, MPL insurance would pay for your legal defense and any damages awarded to the other party.
Workers Compensation Insurance
Workers Compensation Insurance
Workers Compensation Insurance
The best workers’ comp insurance for small businesses can help cover the cost of medical bills, lost wages and other financial losses after a work-related injury or illness. If you have employees, workers’ comp is required coverage in most states.
What does Workers’ Comp insurance cover?
Medical expenses
Lost wages
Job retraining
Permanent i
The best workers’ comp insurance for small businesses can help cover the cost of medical bills, lost wages and other financial losses after a work-related injury or illness. If you have employees, workers’ comp is required coverage in most states.
What does Workers’ Comp insurance cover?
Medical expenses
Lost wages
Job retraining
Permanent injury benefits
Employers liability
Survivor benefits and death benefits
Who needs Workers’ Comp policies most?
-Business owners with employees
-Self-employed business owners
-Business owners in states that require coverage
-Business owners in industries that require coverage
Contractors Liability
Contractors Liability
Workers Compensation Insurance
General Liability insurance covers claims that can come up during normal business operations. Liability claims can be expensive and, without insurance, your business could be left paying costly claims out of pocket. GL is available as a standalone policy or included in a Business Owners Policy, also known as a BOP.
Cyber Insurance
Contractors Liability
Cyber Insurance
What is a cyber insurance policy?
A cyber insurance policy helps assist small businesses with incidents including:
- Expenses related to a privacy breach
- System compromise
- Extortion threats
- Funds transfer fraud
- Payment card industry
- Business interruption (optional)